6 benefits of cruise insurance

6 benefits of cruise insurance
Traveling on a cruise is an exciting experience to try at least once in a lifetime. A cruise offers a range of amenities for adults and children, including live music, concerts, water activities, and delicious meals. However, embarking on a cruise means that one will be away from home for at least a day or two, if not longer. Having cruise insurance can help address various situations that may arise while on board the ship. Last-minute cancellation refunds One might have to cancel a cruise trip at the last minute for various reasons, including a family or health emergency. However, cruises have terms and conditions that may prevent the issuance of a refund. If one is faced with this situation, one might lose all the money spent on the cruise package. However, having a cruise insurance plan could offer complete reimbursement or credits. Coverage for missed cruises Sometimes, one might need to fly to a city to board a cruise. If the flight gets canceled due to extreme weather conditions, there is a high chance one may miss their cruise and not get a refund in the process. In such situations, signing up for travel insurance can help reimburse an individual for eligible meals, hotel stays, and lost prepaid expenses if a trip delay is experienced.

4 popular debit cards to consider using

4 popular debit cards to consider using
With cashless economies becoming the norm, debit card transactions have increased exponentially, and almost all major retailers across the country accept debit cards as a mode of payment. Their ease of use with other benefits and cashback options add to their appeal. Debit cards can also be used to withdraw cash instantly, which is especially useful when cash payment is the only option. Having the right debit cards is the key to enjoying maximum benefits. Empower Debit Card The Empower app, powered by AI and cutting-edge technology, has made finance management a breeze. It helps individuals with every aspect of financial planning, from investment and retirement to health savings. The company offers a cashback debit card, which provides 1% cashback on the first $1,000 spent using the debit card every month. Also, those who register for the card can additionally open a savings account. With the Empower Referral Rewards Program, one can receive a credit of $5 upon referring a friend to Empower. U.S. Bank Visa® Debit Card The U.S. Bank Visa® Debit Card has emerged as a popular, convenient option for users as it is accepted by millions of retailers in the country and has flexible autopay and recurring payment options.

4 best sports jerseys to wear casually

4 best sports jerseys to wear casually
Sports kits are designed for specific purposes, and some of them may be suitable for casual wear. For example, the football and baseball kits often come with extreme protective gear, which may look out of place if worn outside the field. Nevertheless, sports jerseys are more versatile and can be paired with everyday shorts or track pants. Whether going to the gym or attending college, sports jerseys can be a great choice for casual wear. American football jerseys Football jerseys are versatile and can be worn anywhere, at any time. Despite being slightly oversized, they still give wearers a rugged and laid-back vibe. Additionally, the vibrant colors and designs on these jerseys make people wearing them stand out in even the most crowded zones. Many football jerseys come with strong anti-establishment vibes, which mostly appeal to those who like going against the norm. Football jerseys are popular, with thousands sold every year. Kids and adults alike enjoy wearing the names of their favorite sports icons on their backs as they go about their day. Prices for these jerseys range anywhere between $60 and $110. Basketball jerseys Football jerseys are known for their large and imposing appearance, which may not appeal to many people.

Avoid these mistakes while booking sports tickets online

Avoid these mistakes while booking sports tickets online
With the internet boom, most people now prefer buying their tickets online. Not only is it convenient, but it also saves money—especially for those highly valued match tickets. Of course, this shift has been supported by making online infrastructure accessible to more people, allowing ticket prices and demand to soar like never before. However, in the hunt for the right tickets, people often end up making expensive blunders. Not verifying the seller One of the biggest mistakes people make when buying tickets today is not verifying the seller. Scammers make use of this to run their sinister ploys, resulting in major losses and a lot of frustration for ticket buyers. To avoid this, one must always verify the seller before they fill in any personal information or finalize their purchase. So, how does one do this? The best way to avoid these scams is to stick to reputable sources. Check the official ticketing or ticket resale partner for the event and only purchase from them. Ensure that these are reliable (often well-known) sites with many positive reviews. Lastly, check the prices of the tickets— if they look too high or too low compared to the official numbers, it may be a potential scam.

Top 4 cruise lines that include airfare

Top 4 cruise lines that include airfare
If there’s one thing we despise when planning a vacation, it is the time and energy required to find a gratifying airline deal. It takes away so much of the excitement of going on a dream vacation. Thankfully, we’ve understood that it does not have to be like that. Cruise lines now offer packages that now include airfares! Here are some of the best cruise lines that include airfare deals. Royal Caribbean If you are considering a vacation with Royal Caribbean Cruises, look for their Air2Sea program. This program is in place to ensure that the vacationers boarding the cruise also board their flights at nominal and discounted rates. People from America or Canada will be charged an additional $15, while international travelers are charged $25. The cruise also claims to credit 110% of the difference if you don’t get a decent deal. Since these flights are approved by the cruise, you don’t need to worry about getting to your destination on time. All you have to do is pick from a list of flights that work well for you. Carnival Just like Royal Caribbean, Carnival also has a program in place that lets you select cruises with airfare packages.

Cancer prevention and management – Foods to eat and avoid

Cancer prevention and management – Foods to eat and avoid
The development of certain conditions like ovarian, blood, lung, prostate, or breast cancer has been linked to the food we eat. While that is not the only cause, and no particular food treats cancer completely, making healthy food choices can drastically reduce the risk of developing cancer. This article provides some details on foods to eat and avoid along with information on (CAR) T-cell therapy to manage various types of cancers. Foods to avoid Red meat Red meat is typically preserved by curing, smoking, salting, or canning. Foods like hot dogs, salami, sausage, ham, and beef jerky are known to create carcinogens that are associated with colorectal and stomach cancer. It is recommended to replace processed meats with white fish, chicken, or turkey. Alcohol Alcohol, classified as a group 1 carcinogen, is linked with mouth, throat, esophagus, breast, liver, stomach, and bowel cancer. The risk of cancer varies significantly on the amount and frequency of drinking alcohol. A glass of wine now and then does not have much of a negative effect; however, frequent binge-drinking episodes can increase one’s risk of being diagnosed with cancer. Refined carbs and sugar Eating excessive refined carbs and sugar increases visceral fat and makes one susceptible to type 2 diabetes.

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9 most common types of depression you should know about

9 most common types of depression you should know about

All of us feel low, upset, and unmotivated at some point in our life, but this isn’t classified as depression. Depression is a mood disorder that overshadows a person’s thoughts, feelings, and actions. Signs and symptoms of this grave disorder can range from feeling hopeless and tired to completely losing the will to live. There are several types of depression and they are listed below so you can understand depression and people suffering from it better. Major Depression (Clinical Depression) The hallmark trait of this type of depression is the constant feeling of sadness or loss of interest in social life or any outside stimuli. It often lasts for two weeks or more in which a person can experience symptoms such as hopelessness, fatigue, and suicidal thoughts. Dysthymia (Persistent Depressive Disorder) Dysthymia lasts for years and can disrupt daily life and interfere with personal and professional relationships. Individuals with dysthymia are often seen as dark, pessimistic, or complainers by others, and they have a hard time being happy in typically pleasant situations. Manic Depression (Bipolar Disorder) People with manic depression experience high degrees of mood swings. Their train of thought can take them from feeling euphoric to feeling suicidal in just a few weeks.
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Simple and practical guide points for expecting parents

Simple and practical guide points for expecting parents

Pregnancy is a new experience in every couple’s life, and one should understand a few things to ensure that the nine months are smooth and stress-free. Simply being prepared for pregnancy and looking forward to the joy of parenthood is not all there’s to childbirth. As a couple, you must understand, review, and adjust your lifestyle. Expecting mothers become their child’s nurturers and supporters from day one, but the expecting fathers, close relatives, and friends must also understand the key roles they will play right up to the due date. Here are a few simple family and pregnancy guide points to help you and your folks get started: Staying healthy Physical and mental wellbeing is extremely crucial for the expecting mother to ensure both her and the baby’s health. Diet plays a crucial role in this process, as the mother is now providing nutrition for the developing fetus as well as herself. As a family, you can take turns to ensure that the to-be mother is staying physically active, eating healthy and regularly, and not cultivating any bad habits. More importantly, family and loved ones should be prepared for the changes to come in the upcoming trimesters. Coping with changes – what to expect Morning sickness in the first trimester is quite common and can put a woman’s body under tremendous stress.
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