Top automated investing services that make investment easy for all

Top automated investing services that make investment easy for all
Automated investing services or Robo advisors are becoming popular by the day, and financial experts around the world only expect to see a surge in their usage. This is because these intelligent services offer one crucial advantage that many investors benefit from: low-cost financial advice. With many top financial services companies jumping in the race to provide customers with the best automated investing services, there are plenty of great options available for every kind of investor. What is a Robo advisor and how much does it cost? A Robo advisor is a digital platform that provides algorithmic-driven money management services that require virtually no human supervision. It does this by collecting client data like financial situation, future goals, and other details through an online survey. This data is then used to automatically manage clients’ assets and provide them with the most suitable financial advice. Robo advisors are immensely cheaper than human financial advisors. Most services only charge an annual management fee that is anywhere between 0.25% and 0.5% of the account balance. Depending on your need, you can even find good Robo advisors that offer services free of charge and low minimum balance value. Top Robo advisors in the market There are several low-cost Robo advisors that you can choose based on your needs and preferences.

5 golfing mistakes every beginner should avoid

5 golfing mistakes every beginner should avoid
Golf is a challenging sport to master. Sure, you won’t hear enthusiastic commentary or witness nail-biting running across the field; but if you understand the sport, it can be just as exciting despite the slow pace. That said, it takes practice and patience to get good at golf. As a beginner, it is next to impossible to avoid mistakes, but the learning curve is lots of fun if you are willing and eager. 5 golfing mistakes every beginner should avoid Choosing the wrong equipment A common golf swing mistake arises from picking the wrong equipment. Choosing the right club takes time and can be difficult because of the sheer amount of options available. An important tip to remember is that choosing the right club is more important than choosing the expensive one. It is not advisable to go out and buy a custom set of golf clubs on a whim. Instead, practice your swing with some clubs and take a few test swings, before buying one. This will help you avoid common swing mistakes on your golfing journey. Skipping through warm-up While slow-paced, golf requires as much warming up as in other sports. If you don’t believe us, jog your memory back to your first few days of swinging around that golf club.

Fifty not to miss Cyber Monday Sales

Fifty not to miss Cyber Monday Sales
Life after retirement can be financially challenging as one no longer receives a fixed monthly paycheck. That’s why i ndividuals must plan properly and invest in the right schemes early on. An annuity ensures guaranteed returns or income to individuals during their retirement years. But that does not mean one can sign up for any plan in the market. Individuals must take some time to research while keeping a few important things in mind. Future financial needs The most important factor to consider when investing in annuities is one’s future financial needs. Individuals must ask themselves what their lifestyle will be like after retirement and what kind of expenses they will have to meet. Based on this, one can decide how much to invest in an annuity plan and when to start withdrawing . If someone cannot determine their future financial needs, they can consult a financial expert for guidance. Although the professional may charge a fee, they can help one assess their needs and pick the right annuity, which is very important. Current financial situation Before purchasing an annuity, individuals must also assess their present financial situation. If someone has outstanding credit and finds it hard to meet expenses, they should consider waiting a while before buying an annuity.

6 unique gifts that he will love

6 unique gifts that he will love
Purchasing the perfect gift for someone you know everything about can be challenging. This special someone could be your partner, father, brother, or anyone else you want to feel particularly special. The best unique presents for men are items they will undoubtedly use but rarely purchase. Gifts are subjective and need attention to detail, but a few classics always go right. So here are a few unique gift ideas that will make him happy. Apple Watch Series 8 This watch has a stunning display and amazing features, such as a skin temperature reader for better vitals tracking. It has a long battery life, built-in accident detection, and quick magnetic charging. It is available in a variety of bands with add-ons. It is on the higher end of smartwatches at around $400, but it provides valuable features for the price. Panasonic ER-GK80 Body Groomer Everyone wants to look good, so what better gift to help with that than a great trimmer? The unique V-shaped blade and ergonomic design make it simple to trim even the most difficult-to-reach notches, and the clever length guard oscillates between 12 lengths with the turn of a dial. It has one of the most user-friendly and customizable user interfaces available in a body trimmer.

Top 5 smoothies for arthritis and joint pain relief

Top 5 smoothies for arthritis and joint pain relief
About one in four adults across the country have arthritis. At their core, inflammation causes issues like arthritis and joint pains. Issues like rheumatoid arthritis and osteoarthritis can be prevented or treated by consuming anti-inflammatory foods such as fruits and greens, which contain plenty of antioxidants to fight inflammation. Frozen fruit and vegetable-blended smoothies are counted as healthy food options. Here are some of the best smoothies to address arthritis and joint pains: Tropical sunrise smoothie The Tropical Sunrise Smoothie has a sweet taste to it, featuring an irresistible blend of unsweetened coconut milk and half a cup each of frozen pineapple, banana, and mango. This makes it an ideal starter for any meal. More importantly, this concoction is rich in antioxidants, making it one of the best foods to prevent or treat health conditions from arthritis and joint pains. Pineapple anti-inflammatory smoothie Pineapple juice and pulp contain massive amounts of pain-killing enzymes. One such enzyme is bromelain. Additionally, the other ingredients used in this smoothie, such as Romaine lettuce, ginger, and cilantro, all contain several anti-inflammatory properties. The main components of this drink are half a pineapple, a handful of coriander, a small piece of ginger, a head of Romaine lettuce, and two ribs of celery.

8 worst cities that persons prone to allergies must avoid

8 worst cities that persons prone to allergies must avoid
Reports suggest that over 50 million people in the country suffer from different allergies each year, causing allergies to emerge as the sixth leading cause of chronic illness. Allergies may have many underlying causes, including hay fever, dust mites, medicines, certain foods, and pollution. Further, unfavorable environmental conditions can adversely affect individuals prone to allergies. Have a look at our list of the worst cities in the country for persons with allergies: Scranton Scranton has emerged as the allergy capital of the country, being ranked the worst city for people suffering from or susceptible to allergies. One of the primary causes of allergies in Scranton is the city’s higher-than-average concentration of spring and fall pollen. Several individuals react negatively to pollen, developing infections and allergies. Thus, individuals with allergies must avoid moving into Scranton for work. Bakersfield Bakersfield, with annual particular matter (PM) levels of 2.5, is classified as among the most polluted cities in the country. Studies have demonstrated that outdoor air pollution can exacerbate one’s allergies. Consequently, living in a city like Bakersfield can affect one’s health, particularly if one is vulnerable to allergic reactions. New Haven New Haven, which houses the prestigious Yale University, is another no-no for individuals with allergies, primarily due to its poor air quality and high humidity.

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9 most common types of depression you should know about

9 most common types of depression you should know about

All of us feel low, upset, and unmotivated at some point in our life, but this isn’t classified as depression. Depression is a mood disorder that overshadows a person’s thoughts, feelings, and actions. Signs and symptoms of this grave disorder can range from feeling hopeless and tired to completely losing the will to live. There are several types of depression and they are listed below so you can understand depression and people suffering from it better. Major Depression (Clinical Depression) The hallmark trait of this type of depression is the constant feeling of sadness or loss of interest in social life or any outside stimuli. It often lasts for two weeks or more in which a person can experience symptoms such as hopelessness, fatigue, and suicidal thoughts. Dysthymia (Persistent Depressive Disorder) Dysthymia lasts for years and can disrupt daily life and interfere with personal and professional relationships. Individuals with dysthymia are often seen as dark, pessimistic, or complainers by others, and they have a hard time being happy in typically pleasant situations. Manic Depression (Bipolar Disorder) People with manic depression experience high degrees of mood swings. Their train of thought can take them from feeling euphoric to feeling suicidal in just a few weeks.
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Simple and practical guide points for expecting parents

Simple and practical guide points for expecting parents

Pregnancy is a new experience in every couple’s life, and one should understand a few things to ensure that the nine months are smooth and stress-free. Simply being prepared for pregnancy and looking forward to the joy of parenthood is not all there’s to childbirth. As a couple, you must understand, review, and adjust your lifestyle. Expecting mothers become their child’s nurturers and supporters from day one, but the expecting fathers, close relatives, and friends must also understand the key roles they will play right up to the due date. Here are a few simple family and pregnancy guide points to help you and your folks get started: Staying healthy Physical and mental wellbeing is extremely crucial for the expecting mother to ensure both her and the baby’s health. Diet plays a crucial role in this process, as the mother is now providing nutrition for the developing fetus as well as herself. As a family, you can take turns to ensure that the to-be mother is staying physically active, eating healthy and regularly, and not cultivating any bad habits. More importantly, family and loved ones should be prepared for the changes to come in the upcoming trimesters. Coping with changes – what to expect Morning sickness in the first trimester is quite common and can put a woman’s body under tremendous stress.
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