5 common tricks scammers use

5 common tricks scammers use
Each day newsfeeds and channels carry reports about people getting scammed in some way or the other. The FTC received more than 2.8 million fraud reports in 2021, amounting to losses of more than $5.8 million. More often than not, those who think they won’t fall for scams are usually the victims. So if you want to protect yourself from scammers, here are five common tricks to recognize: Free trials This trick includes offers of free one-month trials of products or services, such as teeth whiteners and streaming platforms. All the scammers ask you to pay is a small amount when in reality, they hide the fine print that obligates users to pay a monthly fee. Further, canceling these subscriptions may also be an expensive process. So before signing up for such trials, ensure that you read the fine print and do not fall for testimonials on the site. A reputable company will usually let you cancel, get out of a contract, and negotiate a refund. Influencer giveaways Tons of influencers on video streaming platforms carefully curate content for their subscribers. Occasionally, they may even plan giveaways. But hundreds of scammers create similar profiles and add links to comments announcing free giveaways for the winners of a lucky draw.

Avoid these 4 mistakes to prevent financial fraud

Avoid these 4 mistakes to prevent financial fraud
In recent years, there has been a rise in online financial fraud incidents. Scammers and fraudsters use fake websites, emails, text messages, and phone calls to steal people’s personal data, including bank accounts and social security numbers. They employ various methods to deceive individuals into giving away their valuable private information, all with the intention of stealing their hard-earned money. To prevent financial fraud, here are some mistakes you should avoid. Don’t fall for claims that say you have won a prize One common method scammers use to obtain private information is by posing as representatives of popular brands or organizations. They may claim that you have won a lottery or that someone entered you into sweepstakes and you have won a large sum of money. But to receive this money, you will have to pay a fee. Under this pretext, they might steal your bank account information and siphon off all your savings. Do not fall for calls from scammers pretending to be from an organization you know Often fraudsters pretend to be representatives of the government. They use real names of federal agencies such as the Social Security Administration, Medicare, or the IRS. Some even make up names that sound official.

5 mistakes to avoid while remodeling homes

5 mistakes to avoid while remodeling homes
Homeowners opt for remodeling their home space for various reasons. They do it to change the existing furnishings or alter the existing space to create more room in the kitchen. While home renovation is a fun process, it can also be overwhelming. Furthermore, many homeowners make several mistakes that could worsen the look of the space once the renovation is complete. Here are five such remodeling mistakes that every homeowner must avoid. Purchasing cheap materials Many individuals purchase cheap materials when remodeling their homes to fit their budgets. However, when renovating a space, it is important to be strategic about what they choose to remove and replace with a less expensive alternative. Using inferior materials could result in these elements getting damaged faster and cost more to repair in the long run. If you intend to reduce costs, exclude items that do not impact the home’s overall design. You could always add these items at a later stage. For example, cabinets, hidden water bubblers, or high-end marble tile are some additions you could avoid. Going DIY for heavy alterations During remodeling, some homeowners take up a few projects themselves, such as hanging wallpaper, moving furniture, and painting walls. Doing so helps them avoid higher service costs that a professional would take to do the job.

Top 9 hotspots for flu germs

Top 9 hotspots for flu germs
As cold and flu are highly contagious, it is only natural to want to take preventative measures against these infections. While it is not possible to avoid being exposed to all infection-causing microorganisms, one can take a few steps to lower the risk of contracting diseases. One of them is to avoid traditional hotspots and surfaces where these germs tend to accumulate. So, here are the top traditional hotspots for flu one should know: 1. Hand dryers With every flush, the toilet sprays bacteria-filled droplets into the air, called a toilet plume. These tend to get recycled by standard hand dryers in public washrooms, spreading the bacteria far and wide. Although most suppliers today claim that these machines are fitted with special filters to blow clean air, it may be safer to use regular paper towels. 2. Elevators Elevators, especially their buttons, can become hotspots for flu. As they are rarely wiped down, they keep collecting dust, dirt, and germs, which may cause infections. To stay safe, one can sanitize their hands after pressing the button or use their elbows to select the floor. 3. Gas pumps Gas pumps come in contact with too many users and are exposed to outdoor elements like dust and wind.

Top 6 ways to get a free cell phone

Top 6 ways to get a free cell phone
Mobile phones have become indispensable tools today, helping one communicate, carry out professional tasks, and entertain themselves. However, the advances in mobile phone technology can make newer phones expensive. Nevertheless, there are some ways in which one can get a new mobile phone for free and stay connected to the world. From promotional offers to government programs, here are some of the best ways to find a mobile phone for free: 1. Carrier deals One of the best ways to get a new mobile phone for free is to look for deals offered by phone carriers. Network providers can offer a complimentary phone, provided one switches to that particular carrier. These deals typically do not require one to trade in their old device. However, certain terms and conditions may apply, including making a commitment to the carrier for a specified period. 2. Government programs To those facing financial constraints, the government extends support and offers free mobile phones through programs like Lifeline and the Affordable Connectivity Program (ACP). Lifeline provides eligible individuals with free or discounted phones and service plans. Here, the eligibility criteria include income level at or below 135% of federal poverty guidelines. Similarly, ACP extends free phones to those with income at or below 200% of the federal poverty guidelines.

Top 6 island vacations on a budget

Top 6 island vacations on a budget
Warm sunshine, blue waters, and a relaxing ambiance — island vacations have always been the perfect getaway. Sure, holidaying on an island can be expensive, but a little planning and research can help one find an excellent package without breaking the bank. Individuals can benefit from several offers from hotels, air carriers, and cruises. Here are the top six island vacations on a budget for those thinking about their next getaway! Caye Caulker, Belize This tiny island must feature on every vacation goer’s checklist. Not many know about Caye Caulker yet, which means it is less crowded. One can enjoy the solitude and likely find affordable accommodations here. The island is accessible from the mainland of Belize and falls right in the heart of the second-largest barrier reef in the world. So, people can explore the vast undersea life through snorkeling and marine tours. Punta Cana, Dominican Republic The resort town of Punta Cana has white sandy beaches surrounded by turquoise blue waters. One can stay at an all-inclusive resort here and enjoy the tropical weather. While the resorts may seem expensive, Punta Cana has several accommodation options for those on a budget. Want to have some fun during the island vacation?

Our
Blog.

9 most common types of depression you should know about

9 most common types of depression you should know about

All of us feel low, upset, and unmotivated at some point in our life, but this isn’t classified as depression. Depression is a mood disorder that overshadows a person’s thoughts, feelings, and actions. Signs and symptoms of this grave disorder can range from feeling hopeless and tired to completely losing the will to live. There are several types of depression and they are listed below so you can understand depression and people suffering from it better. Major Depression (Clinical Depression) The hallmark trait of this type of depression is the constant feeling of sadness or loss of interest in social life or any outside stimuli. It often lasts for two weeks or more in which a person can experience symptoms such as hopelessness, fatigue, and suicidal thoughts. Dysthymia (Persistent Depressive Disorder) Dysthymia lasts for years and can disrupt daily life and interfere with personal and professional relationships. Individuals with dysthymia are often seen as dark, pessimistic, or complainers by others, and they have a hard time being happy in typically pleasant situations. Manic Depression (Bipolar Disorder) People with manic depression experience high degrees of mood swings. Their train of thought can take them from feeling euphoric to feeling suicidal in just a few weeks.
Read More
Simple and practical guide points for expecting parents

Simple and practical guide points for expecting parents

Pregnancy is a new experience in every couple’s life, and one should understand a few things to ensure that the nine months are smooth and stress-free. Simply being prepared for pregnancy and looking forward to the joy of parenthood is not all there’s to childbirth. As a couple, you must understand, review, and adjust your lifestyle. Expecting mothers become their child’s nurturers and supporters from day one, but the expecting fathers, close relatives, and friends must also understand the key roles they will play right up to the due date. Here are a few simple family and pregnancy guide points to help you and your folks get started: Staying healthy Physical and mental wellbeing is extremely crucial for the expecting mother to ensure both her and the baby’s health. Diet plays a crucial role in this process, as the mother is now providing nutrition for the developing fetus as well as herself. As a family, you can take turns to ensure that the to-be mother is staying physically active, eating healthy and regularly, and not cultivating any bad habits. More importantly, family and loved ones should be prepared for the changes to come in the upcoming trimesters. Coping with changes – what to expect Morning sickness in the first trimester is quite common and can put a woman’s body under tremendous stress.
Read More