Avoid these common gift card mistakes

Avoid these common gift card mistakes
Gift cards can be used to pay for several products and services across multiple platforms. Corporate gift cards, holiday cards, and even cash back cards are the most popular formats to redeem online or at kiosks. However, the process of redeeming them is anything but simple. And if not done correctly, you may miss out on many discounts and exclusive offers. Here are five common gift card mistakes to avoid while shopping. Buying from auction websites Gift cards can be used for several retail purposes. But never buy cards that are auctioned off from websites like eBay. You cannot verify the authenticity of these cards being sold online. Moreover, scammers can skim and track the magnetic data on such cards before they are auctioned off. Once you activate the card, scammers can also use it to avail of all the inclusive benefits. So it’s best to avoid buying from such auction websites. Consider only reputable retail and eCommerce stores that offer such redemption options. Keeping cards unused You might often end up receiving gift cards of no specific use. For example, somebody might gift you a $500 card that can only be redeemed for auto spares and accessories. Here, the best thing to do is exchange it on platforms where consumers can buy and sell gift cards.

6 things to remember when investing in precious metals

6 things to remember when investing in precious metals
Regardless of economic conditions or inflation, precious metals remain relevant in the market. That’s why investments in precious metals like gold, silver, and platinum are considered safe hedges against economic and financial turbulence. But, investing in precious metals is a major financial decision, and just like every other type of investment, it involves some benefits and drawbacks. Understanding certain aspects before diving in can help protect oneself against potential financial repercussions. K now the various ways to invest in precious metals While buying precious metal in its concrete form may seem like the most obvious way of investing in it, it’s not the only strategy. Many people also buy gold, silver, or platinum futures, wherein they essentially sign a contract to purchase or sell the precious metal at a specified price and on a specific predetermined date. Those who opt for futures investments do not physically possess the precious metal but only the contract. Yet others may choose to invest in gold, silver, or platinum exchange-traded funds (ETFs), exchange-traded receipts (ETR), bonds, etc. Understanding the pros and cons of each method of precious metal investment helps one make the best financial decision. Check if the precious metal is allocated When investing in precious metals, one should always choose allocated ones, which guarantee the highest safety levels.

Four reasons why a reverse mortgage is not a sound idea

Four reasons why a reverse mortgage is not a sound idea
A reverse mortgage is a loan taken against the value of the home (equity) to meet certain expenses, debt obligations, and even supplement income during a financial crisis. It allows homeowners to convert a part of their home value into cash for expenses and retain the ownership of the property simultaneously. However, reverse mortgage eligibility and feasibility are quite complicated and there are times when it is not a good option, especially for seniors (common applicants for a reverse mortgage) above the age of 60. Here are a few reasons why. Home eligible for inheritance Senior homeowners can benefit from reverse mortgage eligibility only if they can take a loan against their home and repay the same in a timely manner. However, in case the homeowner passes away and the property is inherited by their children, who might not be in a financially sound position to repay the impending mortgage. The inability to do so can result in selling the property to repay the outstanding debt and in the process lose complete ownership. So before taking a reverse mortgage, homeowners must account for the financial status of the people who will inherit the home in the future. Sharing owned property People living on the property are forced to vacate it in case the owner is unable to repay the reverse mortgage.

Easy and natural ways to get rid of fleas and ticks

Easy and natural ways to get rid of fleas and ticks
Having pets is not all fun and games; it comes with a great sense of responsibility. We respect working adults and parents who are brave to take on the additional responsibility of adopting or rescuing pets. And in the bid to help some pet parents out, we have compiled the easiest remedies to rid their pets and house of the most unwanted guests – fleas and ticks. We hope these simple home remedies help you out. Use essential oils Rubbing some diluted essential oils on our pets’ coats is one of the best remedies to get rid of fleas and ticks from troubling our pooch. Use the essential oil that suits your pet, something that you may have tested on them before. It is advised to do a patch test and remember only to use diluted versions, as essential oils are strong and could easily irritate their skin. Keep the home squeaky clean No one’s saying your home isn’t clean, but let’s face it, with babies and pets around the house, the parents have to be extra careful. Like we would keep the floor vacuumed and dry at all times if we had a baby in the house, pet parents need to ensure their floors, couches, and bedding are well-vacuumed.

6 aspects to consider before purchasing earphones

6 aspects to consider before purchasing earphones
When the tangible world gets overwhelming, there’s nothing more comforting than plugging in your earphones and tuning into your favorite podcast or listening to your curated playlist. Well-designed earphones ensure noise cancellation and superior bass and sound quality. However, with the wide variety of earphones available today, shortlisting one pair can pose a challenge. We have a definitive guide on things to consider to choose the perfect pair of earphones and ensure an immersive experience: The type of earphones The market abounds with different types of earphones – on-ear, in-ear, wireless, and open-back earphones, to name a few. Purchase your earphones, considering what device you will typically connect them to. For example, if you use your earphones only at your desk, you may not require wired earphones. However, if you use them while doing household chores, exercising, or traveling, you might want to consider purchasing wireless ones. Frequency response Frequency response refers to the range of frequencies a device can cover. A higher frequency range indicates better sound quality and vice versa. It is a good idea to check your earphone’s frequency response prior to purchase. Subtract the maximum and minimum frequency values of your earphones to determine the frequency range.

7 signs of high blood sugar

7 signs of high blood sugar
When one has too much glucose in the body, it is known as hyperglycemia. It generally occurs when there is too little insulin in the body or when the present insulin cannot be used effectively. This condition commonly affects people with type-1 and type-2 diabetes. However, it may also affect people who have recently had a stroke, heart attack, or severe infection. Here are some common early signs of high blood sugar one should know about: Frequent urination High blood sugar levels in the body cause the kidneys to filter out excess sugar from the blood. This increases one’s urge to urinate, particularly at night. Increased thirst (polydipsia) Increased urination causes the loss of additional water in the body, which may make one feel dehydrated and thirstier than usual. Increased hunger Often, people with diabetes cannot get enough energy from their food. This increases their urge to eat more often. Fatigue A lack of energy causes people to feel tired constantly. Headache High blood sugar levels may cause shifts in the levels of the hormones epinephrine and norepinephrine, which may trigger headaches in some people. Blurred vision Excessive sugar in the bloodstream can also damage blood vessels in the eyes, affecting one’s vision.

Our
Blog.

9 most common types of depression you should know about

9 most common types of depression you should know about

All of us feel low, upset, and unmotivated at some point in our life, but this isn’t classified as depression. Depression is a mood disorder that overshadows a person’s thoughts, feelings, and actions. Signs and symptoms of this grave disorder can range from feeling hopeless and tired to completely losing the will to live. There are several types of depression and they are listed below so you can understand depression and people suffering from it better. Major Depression (Clinical Depression) The hallmark trait of this type of depression is the constant feeling of sadness or loss of interest in social life or any outside stimuli. It often lasts for two weeks or more in which a person can experience symptoms such as hopelessness, fatigue, and suicidal thoughts. Dysthymia (Persistent Depressive Disorder) Dysthymia lasts for years and can disrupt daily life and interfere with personal and professional relationships. Individuals with dysthymia are often seen as dark, pessimistic, or complainers by others, and they have a hard time being happy in typically pleasant situations. Manic Depression (Bipolar Disorder) People with manic depression experience high degrees of mood swings. Their train of thought can take them from feeling euphoric to feeling suicidal in just a few weeks.
Read More
Simple and practical guide points for expecting parents

Simple and practical guide points for expecting parents

Pregnancy is a new experience in every couple’s life, and one should understand a few things to ensure that the nine months are smooth and stress-free. Simply being prepared for pregnancy and looking forward to the joy of parenthood is not all there’s to childbirth. As a couple, you must understand, review, and adjust your lifestyle. Expecting mothers become their child’s nurturers and supporters from day one, but the expecting fathers, close relatives, and friends must also understand the key roles they will play right up to the due date. Here are a few simple family and pregnancy guide points to help you and your folks get started: Staying healthy Physical and mental wellbeing is extremely crucial for the expecting mother to ensure both her and the baby’s health. Diet plays a crucial role in this process, as the mother is now providing nutrition for the developing fetus as well as herself. As a family, you can take turns to ensure that the to-be mother is staying physically active, eating healthy and regularly, and not cultivating any bad habits. More importantly, family and loved ones should be prepared for the changes to come in the upcoming trimesters. Coping with changes – what to expect Morning sickness in the first trimester is quite common and can put a woman’s body under tremendous stress.
Read More