4 common online banking scams and how to avoid them

4 common online banking scams and how to avoid them
Technology allows one to manage finances and make transactions within seconds using one’s phone. But on the flip side, technology makes it easy for people to fall prey to online banking scams. Scammers typically exploit credit and debit card users or people having payment applications on their phones. So, those using online banking should be wary of such scams and tread with caution. Here are some common online banking scams and how to avoid them. Phishing scams Phishing is when scammers send text messages and emails to individuals, persuading them to share their personal details. Such details may include passwords, account numbers, one-time passwords, etc. With such information, they access one’s email accounts and bank accounts and take away their money. Sometimes, these messages or emails may also ask one to click on a link provided to complete a certain action. The person’s account is hacked the moment this link is opened. So, one should never disclose personal information over text message or email, even if the sender appears genuine. If it seems like a bank-generated message, it is best to call up or visit the nearest bank branch and check with them if they had actually sent such a message.

7 ways to prevent cybercrimes

7 ways to prevent cybercrimes
Cybercrime is an increasing concern for businesses and individuals alike. It has been on the rise in this digital age. From ransomware attacks to identity theft, cybercriminals are constantly on the hunt. They are prowling the online world to find new vulnerabilities and exploit the cracks of online security. Thankfully, there are quite a few ways to protect yourself against cybercrime. These measures decrease your risk of falling into the traps of cyber criminals, thus saving time and money. Opt for 2-factor authentication The two-factor authentication gives you an extra layer of online protection. The second form of verification acts as an additional key that only you can access at any given time. You can have this second-step code sent to your phone and add some security to your account even if you ever happen to use it on a public network. Use public Wi-Fi carefully Public Wi-Fi networks make a cybercriminal’s job easier. Avoid using any public network to access sensitive and personal information. If you have any work related to banks or credit cards, use your own network to get it done. And if public Wi-Fi is the only way, make sure you are using VPN to keep your connection encrypted.

Four key highlights of cloud data integration

Four key highlights of cloud data integration
Cloud data integration is a process that uses private or public cloud networks to provide a unified access to real-time data that can be updated constantly. The main goal of employing the software is to unify and store all data over a single server or network. It is no doubt a revolutionary way of managing massive volumes of data online but comes with its own challenges for implementation and use. However, there are a number of benefits of using this smart data integration technique in day-to-day business applications. Data synchronization Cloud data integration allows enterprises to sync and gain access to all their data all in one place. One of the key benefits is real time access to any updates and changes made to the uploaded files. Synchronization eliminates the need for updating multiple files as the changes made to one of the files will reflect automatically on other servers. Authorized users who have access can view the latest updates and amendments as long as the system supports integration. Workflow automation A lot of work done in multinational enterprises still entails manual labor, meaning uploading and downloading vital data. These processes are repetitive in nature and are time-consuming, not to mention costly to pay for, individually.

6 common mistakes to avoid while buying a new computer

6 common mistakes to avoid while buying a new computer
Sales season is one of the many reasons you gear up and buy the new computer you desire. But, with that comes the responsibility of choosing the right product. It can be a complicated process since so many factors exist. It is usual for some things to fall through the cracks, resulting in mistakes you could have otherwise avoided. So, if you have finalized your computer choice, be wary of some frequent errors mentioned below. Ignoring post-purchase expenses A common mistake most people often make when purchasing a computer is forgetting to consider the post-purchase costs. It includes expenditures on printers, scanners, cables, antivirus software, and other necessary programs. You might be able to do away with some costs, but not all of them can be ignored. These additional costs will later add to your computer budget, making it look like an expensive purchase. Forgoing antivirus installation There are way too many digital threats looming around you, and avoiding the installation of antivirus software on your new computer is a grave mistake. Thousands of malware and potentially unwanted applications are being discovered and reported daily. You might not want to leave your data vulnerable in such a scenario. You can select a new computer with preinstalled antivirus software to avoid the hassle.

Avoid these 10 mistakes while browsing the internet

Avoid these 10 mistakes while browsing the internet
The internet has become the life force of almost all organizations and individuals today. This prominent resource has brought the world closer and made it easier to gather information, learn, collaborate, transact, and network with the global workforce. But if not handled carefully, it can also lead to cyber crimes and data breaches. Since internet usage is becoming increasingly cheaper and easier, it’s important to avoid these mistakes to remain safe from cyber fraud. Visiting suspicious websites Following unsafe browsing practices can make it easier for malware to enter one’s device, enabling cyber criminals to access and control one’s data remotely. This is also known as phishing, where cybercriminals send unsolicited messages via email, text, social media, or messaging services. Avoid visiting suspicious websites with email addresses. Most antivirus programs warn about such harmful websites, but it is up to an individual whether or not to access them. Downloading pirated products Downloading pirated software, videos, films, songs, and other products is highly risky. Apart from breaching the laws, this practice may also bring malware that can crash one’s devices. Not using firewalls and network segmentation Firewall, a security device, monitors network traffic to and from one’s network. It identifies, allows, and restricts unauthorized access to personal data.

8 benefits of ERP systems for businesses

8 benefits of ERP systems for businesses
A new business might require assistance managing the fresh venture, while an established one may want to increase productivity and reach. In both situations, using an enterprise resource planning (ERP) system can help. ERP is a tool that acts as a primary database for the entire organization, also helping it improve productivity and lower costs across its spectrum. However, before investing in an ERP system, one should know exactly how it could benefit the business. 1. Improved data security An ERP system could help protect business data by helping the business safely store all the information in one place rather than across multiple systems. In a nutshell, it can increase data security by limiting who can view and edit data. Most systems have easy-to-control permissions to ensure employees only see the information they need, which reduces the potential for fraud or other illicit activity. 2. Reduced manual work An ERP system allows a business to automate repetitive tasks, such as order processing and inventory management. This ensures that employees do not have to spend time on time-consuming tasks and can focus on other key aspects of the business. 3. Scalability While a business might function with limited features initially, it might require additional features as it expands.

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9 most common types of depression you should know about

9 most common types of depression you should know about

All of us feel low, upset, and unmotivated at some point in our life, but this isn’t classified as depression. Depression is a mood disorder that overshadows a person’s thoughts, feelings, and actions. Signs and symptoms of this grave disorder can range from feeling hopeless and tired to completely losing the will to live. There are several types of depression and they are listed below so you can understand depression and people suffering from it better. Major Depression (Clinical Depression) The hallmark trait of this type of depression is the constant feeling of sadness or loss of interest in social life or any outside stimuli. It often lasts for two weeks or more in which a person can experience symptoms such as hopelessness, fatigue, and suicidal thoughts. Dysthymia (Persistent Depressive Disorder) Dysthymia lasts for years and can disrupt daily life and interfere with personal and professional relationships. Individuals with dysthymia are often seen as dark, pessimistic, or complainers by others, and they have a hard time being happy in typically pleasant situations. Manic Depression (Bipolar Disorder) People with manic depression experience high degrees of mood swings. Their train of thought can take them from feeling euphoric to feeling suicidal in just a few weeks.
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Simple and practical guide points for expecting parents

Simple and practical guide points for expecting parents

Pregnancy is a new experience in every couple’s life, and one should understand a few things to ensure that the nine months are smooth and stress-free. Simply being prepared for pregnancy and looking forward to the joy of parenthood is not all there’s to childbirth. As a couple, you must understand, review, and adjust your lifestyle. Expecting mothers become their child’s nurturers and supporters from day one, but the expecting fathers, close relatives, and friends must also understand the key roles they will play right up to the due date. Here are a few simple family and pregnancy guide points to help you and your folks get started: Staying healthy Physical and mental wellbeing is extremely crucial for the expecting mother to ensure both her and the baby’s health. Diet plays a crucial role in this process, as the mother is now providing nutrition for the developing fetus as well as herself. As a family, you can take turns to ensure that the to-be mother is staying physically active, eating healthy and regularly, and not cultivating any bad habits. More importantly, family and loved ones should be prepared for the changes to come in the upcoming trimesters. Coping with changes – what to expect Morning sickness in the first trimester is quite common and can put a woman’s body under tremendous stress.
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